What You'll Do:
Market Robins Financial Credit Union mortgage products and services to current and prospective members, as well as real estate agents and credit union staff as referral sources to originate mortgage loan applications.
Counsel borrowers and prepare all applicable application documentation and disclosures ensuring compliance with Robins Financial policy/procedure, State/Federal Regulations, and FNMA/Secondary Marketing Guidelines.
Obtains pertinent documentation from borrower to promote timely underwriting decisions.
Manages applications pipeline to maintain contact with applicants, realtors and attorneys to ensure member satisfaction and application viability from origination through consummation.
Participate in community and business development activities including Mortgage Bankers Association Georgia.
Provide member support for mortgage servicing questions.
Maintains member confidence and protects credit union operations by achieving and continuing to develop knowledge of products and services offered by the credit union.
Demonstrates teamwork by exhibiting the following: contributing to team effort, initiative, dependability, positive attitude, good attendance, tact, and diplomacy.
What You Can Expect:
We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Benefits and Perks
Employer-Paid Benefits:
Health Insurance (only employee premium paid)
Short and Long Term Disability
Life Insurance and AD&D
Benefits:
Dental & Vision Insurance
Health Care and Dependent Care Flex Spending Accounts
401K Plan with 100% match (based on length of employment)
Perks:
Generous paid time off- Earn over 3 weeks of PTO during your first year of employment
Holidays- 11 observed holidays in addition to paid time off
Tuition reimbursement- Up to $5000 per year
Performance based Incentive program
What you need to Succeed:
High school diploma or equivalent
3 years progressive experience in consumer lending environment
3 years’ experience interviewing prospective loan applicants; processing applications; analyzing credit, capacity, and collateral to include lending authority, preferably in consumer lending
Must be eligible to register with and must maintain registration with the Nationwide Mortgage Licensing & Registry (NMLS).
Preferred Education, Certifications & Experience (addition to above):
Residential lending experience, to include Secondary Market/Government programs.
Knowledge and Job Performance Requirements:
Knowledge of and ability to apply consumer and mortgage lending concepts and guidelines.
Analyze detailed financial and credit data to match customer needs with the appropriate program and level of risk.
Must possess organizational skills and effective time management skills to succeed in a semi-autonomous fast-paced environment.
Skills: Sales and service skills; ability to manage multiple workloads with successful results; excellent verbal and written communication skills, listening skills, problem analysis and problem resolution; above-average interpersonal skills and proficiency; computer skills (i.
e.
, Microsoft Office)
Physical Demands:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, employee is regularly required to sit, stand, and walk; use hands and fingers to handle or feel; reach with hands and arms; talk and hear.
Must be able to lift and carry up to 20 pounds.
Vision requirements include close and classroom vision.
Rarely required to travel by automobile.
Occasionally required to work other than normal business hour
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